NJ Web Designers

New Jersey Web Design10Tier.com has a professional Web Design team to make your vision a reality.

More than just an appealing design, developing a successful web site implies the use of the best design techniques and web programming. As a full service provider, we offer: website design, website development, online marketing, SEO, maintenance and support and reporting and analytics.

All of our website packages include domain name registration, hosting and email, plus, we offer full search engine optimization and online marketing capabilities to ensure that your business will be found in the competitive online environment. Our talented team of web designers will collaborate with you to build a website that is unique to your profession or business.

Our web design is attractive and creative, in total harmony with your company and products / services you´re offering. A custom web design, related content and the best web programming, will give you quality results that will attract more quality traffic to your web site and make your investment worth every penny.

Our company is extremely passionate about providing our clients with the value and service we would want to receive if the roles were reverse. What you can expect from us is what we agree upon.

Wow, imagine that?

You disclose your needs, we outline the best solution, you agree on what we layout and the price that we quote you, and then we actually provide the support and services we committed ourselves to delivering.

To learn more please visit 10Tier.com

Moving Help At A Great Rate!! (NJ)

We are a family oriented business that strives for customer satisfaction.

We have over 5 years experience in loading, unloading, packing, and customer service.

If you supply the truck we can supply all of the manpower for your moving needs.

Rates are $25 per hour per man, with a 2 hour / 2 men minimum, and a $30 traveling fee.

Cash Only!

Any and all moves welcome!

Charles
C & D Moving Helpers
(732)397-0365
Cbowles626@yahoo.com
Cash only

NJ Contractors – Home Improvement

Bryan Construction

Are you looking for a NJ contractor or a NJ home improvement company?

Specializing In, Home Improvements, Basement Finishing, Drywall Painting, Trims, Tiling, Decks, Windows, and Doors.

The king in Bathroom, and Kitchen renovations. We also provide light masonry work and can complete your job to meet even the highest demands of craftsmanship and quality.

Serving NJ Over 20 Years

Fully insured . Free Estimate

We provide affordable home improvements in NJ and can work with you on budget to give you the look and durability you desire!

973-668-5952

Licence #13VH013377000

Finishing is a Cutabove

Best Medical Billing Class

Best Medical Billing ClassOne Day Medical Billing Class-$220.00 Medical Billing can be taught in 1 day, by cutting out information that is not needed and focusing on teaching only the actual job of a Medical Biller you will save time and money.

There are no other costs for the class and you are given a manual you can take home with you. The details of the class added to your resume along with the knowledge I give you will make you an excellent candidate for a Medical Billing position.

The knowledge you will get will also have you highly qualified for a Medical Receptionist position if that is your interest.

For registration form call 845-242-2351 or visit www.professionalbilling.co

Barber on Road for Men Haircuts

Local barber is looking to service elder men, handicap and working class men in north jersey. Call Chris 973-997-6972

•Location: (North Jersey)

International Makeup Artist available for your event

I am an international makeup artist who has worked in Paris, France as well as the USA. I am professional, fun, and a perfectionist. I speak English, Portuguese, Spanish and some French.

I am available for Weddings, Quinceaneras, Sweet 16s, Baptisms and Engagement photoshoots. I am available as well for custom bookings such as lessons, personal shopping, and bachelorette parties. I am also available for commercial bookings. I can makeup you look good and bring out your natural beauty no matter the occasion.

My work speaks for itself. Save yourself the heartache and go with an experienced Makeup Artist for your big day. I have been working as a Makeup Artist for 8 years and have experience in whatever your concerns may be.

I provide services in traditional makeup application as well as airbrush. I have everything needed for your event and to address any concerns that you may have. I do not do “A La Carte” services.

Contact me for rates and availability. My email contact information is on my website, or you may call/text me at 732-619-3125. References are available upon request.

I can also give you recommendations for reputable vendors for your special day.

New Jersey Short Sales

new jersey short sales

What is a short sale?

(Also called “Short Pay” or “Pay Off”) When a lender allows the sale of a home and the net proceeds to the lender at close of escrow are not enough to cover the seller’s mortgage obligations it is consider a ‘short sale’. The lender also agrees to forgive the difference to avoid foreclosure. This includes closing costs such as escrow and title fees, termite, property taxes and real estate commissions. The seller is also not willing or unable to cover some or all of the difference. The seller must be in a financial hardship for the lender to approve the short sale.

What would qualify as a financial hardship?

Unemployment, reduced income, divorce, separation, medical bills, too much debt, death of a spouse or family member, mortgage payment increase, business failure, job relocation, illness, damage to property, military service, incarceration to name a few.

Why would a lender approve a short sale?

If a lender rejects a short sale, they will wait several months to get the property back through foreclosure, then take several more months to get it sold. During these many months, the lender has received no payments and the market has likely dropped further. A 2002 study by Craig Focardi of the Tower Group estimated that the entire cost of a foreclosure was $58,759 and took 18 months. Other factors that can influence a bank’s decision include the liability risk it assumes by owning the property after foreclosure, the money tied up during the holding period for a foreclosure and REO resale, additional costs associated with an REO such as attorneys’ fees, as well as the additional reserves it will need if REO’s rise in the bank’s portfolio. An REO stands for Real Estate Owned and means the bank owns the property.

What does it cost me (Seller) to do a short sale?

Nothing! Just patience and the inconvenience of showing your home.

How long does it take to complete a short sale?

From the time a short sale package and a valid offer have been submitted to the lender, it can take as little as two weeks or as long as 60 days to receive an approval of a short sale from a lender. That’s why it’s critical to price and market aggressively to receive that first offer and get the short sale process started as soon as possible. Buyers should be made aware of the time line before placing an offer.

What is the likelihood of getting a short sale done?

Depending on your situation, we are experiencing a 90% chance at the moment.

What is a non-judicial foreclosure?

A non-judicial foreclosure is when a Trustee Sale happens at the courthouse steps.

What is a judicial foreclosure?

The judicial process of foreclosure, which involves filing a lawsuit to obtain a court order to foreclose, is used when no power of sale is present in the mortgage or deed of trust. Generally, after the court declares a foreclosure, your home will be auctioned off to the highest bidder.

Why is it better to do a short sale instead of a foreclosure?

Foreclosure is not a good option since it can adversely affect your credit record for up to 10 years. Typically on a short sale, the loan will show up as “paid” on your credit report; however there can be a notation that says “settled for less than originally owed.“ This is much more favorable than having a foreclosure on your credit report. Better credit means you will be able to purchase a home a lot sooner – usually in 18 months.

How long after receiving a Notice of Default does the Trustee’s Sale happen?

A Trustee’s Sale date is set 3 months after the date the Notice of Default (NOD) is recorded. 20 days prior to the sale date, the owner will receive a Notice of Sale (NOS). In times where there are a lot of these happening, the time periods get longer, sometimes a lot longer.

When should I move out?

While it is easier for us to sell your home when it is vacant, we recommend you take advantage of as much free housing as is legally available to you. You are actually helping your lender by not moving out because a vacant home is subject to vandalism which further increases the lender’s loss. We will let you know when the short sale transaction will close and will give you 4 week’s notice to move out. If you move out too soon, and the home gets foreclosed, you will not be able to take advantage of the money (cash for keys) your lender will offer you to move out quickly.

Val De Appolonio Wall Preparation

Painting Plaster and Wall Preparaton

Do you need your walls painted, plastered or need other work done at your house?

If you were moving into a home you would undoubtedly find rooms that may need wallpaper removed, cracks to fix, painting needed etc. Or once the walls were preped you may elect to paint the rooms yourself, and save money , OR let us paint if you choose. I have specialized in wall preperation and done so for 35 years. I have owned 4 houses myself and fixed them all up myself. I have worked in North Jersey as a Super, have also worked with Realtors to advise owners of slow moving listings. I am the guy that can get the job done right the first time

Services
Wallpaper and Boarder Removal includes glue removal
Plastering
Pop Corn Ceilings
Taping of cracks in plaster walls with paper or fiberglass net tape.
Painting and Priming
Rip-outs
Rug and staple removal
Light Plumbing
Floor Cleaning and Coating
Most General Home Repairs
Will give Honest and Reasonable Advise to First Time Homeowners.

Val De Appolonio Wall Preparation

Cell: 973-809-0656

Affordable Kitchen Remodeling

Kitchen Remodeling

Whether you have a clear vision of what your ideal kitchen is or a rough idea floating in your mind, we are here to make your dream a reality. Let’s face it; putting together a kitchen can often turn into nightmares. But with our services, we keep your dream alive and turn it into a reality. . .without you lifting a finger.

From first measurements to final touches, we can handle the entire kitchen remodeling process for you regardless of how big or small the project is. We even order, pick up and deliver your entire kitchen on day one, eliminating the hassle.

Affordable Kitchen Remodeling

Call us not at 855-980-6724

Wondering what the process looks like? Here’s a sample:
•Measure existing space and consult with a kitchen designer.
•Pick your style of contemporary kitchen cabinets, handles, countertops, appliances, etc.
•Design your kitchen.
•Demolish and dispose of old materials.
•Move/replace plumbing and electrical, as needed.
•Repair and paint walls.
•Add new flooring.
•Assemble and install new, replacement kitchen cabinets, countertops and appliances.
•Finish plumbing and electrical.
•Enjoy your custom kitchen design. . .an absolute dream come true!

We can put together as well Ikea kitchens, if you are not familiar with IKEA process or need assistance with your kitchen design, purchase or delivery, we can help with everything or just send us your kitchen design for a hassle free installation quote.

We don’t subcontract our work. We can also work with or around your other home improvement projects. Certified carpenter, licensed, insured and screened professionals!

Call us not at 855-980-6724

Property Damage

My name is Damian McLaughlin and I work for a company called Aftermath Public Adjusters. We specialize in getting the policy holder of a select property more money for a claim than what an insurance company may offer.

If you have any questions or want to know more information about our company please contact me at 609-246-9946 or mdamian28@yahoo.com. That is my personal email address. Thank you.